Residential Lender II

Company: Great Southern Bank
Location: Overland Park
Posted on: October 23, 2024

Job Description:

Come be a part of something greater! Great Southern Bank is committed to fostering an environment where everyone can contribute and succeed at every level. By embracing diversity, we celebrate and value differences in age, outlook, cultural background, lifestyle and physical ability. We offer career opportunities and advancement across a wide range of disciplines. Ranked top ten in Forbes Best Bank four years in a row. Come join our team of customer service experts today!
GENERAL DESCRIPTION OF POSITIONUnder general supervision, but following existing policies and procedures as well as all applicable banking laws and regulations, including BSA and AML, is responsible for originating all types of mortgage loans from qualified borrowers. Responsible for interviewing potential borrowers, explaining all loan programs, and conducting a preliminary analysis in order to determine if the borrowers meet minimum program criteria for any secondary market or portfolio products. Works with the Mortgage Loan Assistants as necessary to prepare and/or gather all loan documents necessary for closing.
ESSENTIAL DUTIES AND RESPONSIBILITIES

• Responsible for assisting customers with their lending needs including, but not limited to Real Estate Owned loans, insider/employee loans, first and second construction loans, and small business loans. This duty is performed daily, about 30% of the time.
• Interviews potential borrower(s), explaining the various loan products available and analyzing the borrower's needs to determine the appropriate product and ensure they meet minimum eligibility requirements. This duty is performed daily, about 20% of the time.
• Gathers appropriate documentation from the borrower(s), inputting the applicable data into the loan tracking system. This duty is performed daily, about 20% of the time.
• Regularly communicates and works with the Mortgage Loan Assistants to ensure all necessary documentation is received and all necessary closing documents are complete and accurate. This duty is performed daily, about 20% of the time.
• Looks for cross-sell opportunities for other company products and services. This duty is performed daily, about 10% of the time.
• Perform any other related duties as required or assigned.
  QUALIFICATIONSTo perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
  EDUCATION AND EXPERIENCEBroad knowledge of such fields as advanced accounting, marketing, business administration, finance, etc. Equivalent to four years of college, plus 2 years related experience and/or training. Or equivalent combination of education and experience.
  At Great Southern Bank, we are willing to accommodate for those with reasonable requests. If you need assistance at any point during the application process (completing applications, interview prep, etc...), please contact Human Resources at 417-895-4509.Great Southern Bank is proud to be an Equal Opportunity Employer, treating all candidates and employees equitably without regard to race, color, gender, religion, national origin, ancestry, age, disability, protected veteran status, gender identity, sexual orientation or any other basis prohibited by law. Monday - Friday 8:00 AM - 5:00 PMTotal Hours: 405151

Keywords: Great Southern Bank, Lee's Summit , Residential Lender II, Other , Overland Park, Missouri